Credit score and credit history

Credit score simply is your credit history calculated, so called FICO score.  Your credit score is analyzed before a lender will approve your loan application or not and  also determines what kind of interest rate you are going to be given on your loan. FICO score generally range from 300 to 850, you should aim to maintain at least 700, the more - the better. If your credit report shows a score below 600 you are considered a high risk borrower by the credit card companies. Read more

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